Amid continued uncertainty over the future of Social Security, Congress is taking proactive steps to encourage retirement savings. Lawmakers passed the SECURE Act in 2019 to further incentivize retirement planning, and they followed with the SECURE 2.0 Act in December. In a recent analysis, Bloomberg Law called SECURE 2.0 one… Read More »

If asked to write a script to describe a really terrible year in the investment markets, I’m not sure many could have written one that was worse than 2022. After beginning January at an all-time high, the S&P 500 rode a roller coaster through war in Europe and fears of… Read More »

Imagine you’re sailing on a sunny day in the Gulf of Mexico when a sudden storm bubbles up and starts to rain on you and your crew. Still hours from shore, there’s zero chance of reaching shelter anytime soon, so it’s inevitable you’re going to get wet. That sounds a… Read More »

Believe it or not, the S&P 500 has returned an average of 10.2% over the past 100 years. That’s something for investors to keep in mind as they scratch their heads at today’s equities roller coaster, wondering if it wouldn’t have been better to just put their money in a… Read More »

One of the great tragedies of wealth is that it can be short lived. Families can work very hard over many years to accumulate significant wealth, only to have it lost by subsequent generations. Believe it or not, about 70% of families lose their wealth by the second generation and… Read More »

Imagine being lost in the mountains without a map or a compass. What a scary thought, not knowing where you are, where you’re going, or how much energy it will take to find safety. Thankfully, most of us don’t put ourselves in those situations because of the potential dangers, and… Read More »

Unfortunately, the temperature outside is about the only thing that’s hot this summer. We know there’s not much heat coming from financial markets with the S&P 500 turning in its worst first half since 1970. That’s enough to make you want to find a swimming pool and leave it all… Read More »