Passing assets on to those we love can be a wonderful thing and a great accomplishment, knowing the financial resources we leave behind could have a positive or even a transformative impact on those we care about most. But the process of wealth transfer should begin long before we pass… Read More »

When most people think about sailing on the open seas, they rarely get past the image of big sails and the ship’s captain at the helm, barking orders to crew members laboring on the deck, but the fact is, sailing has changed a lot in recent decades. While sails are… Read More »

Amid continued uncertainty over the future of Social Security, Congress is taking proactive steps to encourage retirement savings. Lawmakers passed the SECURE Act in 2019 to further incentivize retirement planning, and they followed with the SECURE 2.0 Act in December. In a recent analysis, Bloomberg Law called SECURE 2.0 one… Read More »

If asked to write a script to describe a really terrible year in the investment markets, I’m not sure many could have written one that was worse than 2022. After beginning January at an all-time high, the S&P 500 rode a roller coaster through war in Europe and fears of… Read More »

Imagine you’re sailing on a sunny day in the Gulf of Mexico when a sudden storm bubbles up and starts to rain on you and your crew. Still hours from shore, there’s zero chance of reaching shelter anytime soon, so it’s inevitable you’re going to get wet. That sounds a… Read More »

Believe it or not, the S&P 500 has returned an average of 10.2% over the past 100 years. That’s something for investors to keep in mind as they scratch their heads at today’s equities roller coaster, wondering if it wouldn’t have been better to just put their money in a… Read More »

One of the great tragedies of wealth is that it can be short lived. Families can work very hard over many years to accumulate significant wealth, only to have it lost by subsequent generations. Believe it or not, about 70% of families lose their wealth by the second generation and… Read More »